Bonita Springs, Estero and Naples real estate and homes for sale in Florida, golf course properties, waterfront properties - AJ Fischer and The Fischer Team, REALTORS® AJ Fischer and The Fischer Team REALTORS(r) for Naples, Bonita Springs and Estero, Florida real estate, golf course properties, waterfront properties - NUMBER1EXPERTS™ AJ Fischer and The Fischer Team NUMBER1EXPERTS(tm) for Naples, Bonita Springs and Estero, Florida real estate, golf course properties, waterfront properties

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AJ Fischer and The Fischer Team, REALTOR®, real estate agents and broker for Naples, Bonita Springs and Estero Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
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What is a "smart home"?

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A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies.
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AJ Fischer and The Fischer Team, REALTOR®, real estate agents and broker for Naples, Bonita Springs and Estero Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

"AJ" Fischer and The Fischer Team
Aadvisor Realty Inc.

South Office - 7083 Radio Road
Naples, FL. 34104
Toll Free: 800-832-0221
Phone: 239-455-4177
Fax: 239-455-2303
Email: ajfischer@NUMBER1EXPERT.com

“AJ” Fischer's success has been built on her experience, knowledge and love for what she does. Not every agent is a like and, AJ is way above the crowd. AJ began her career in 1986 in Naples after a successful career in the building industry. She has lived in Naples since 1974 coming from Miami Florida. Her partner in life and business, Kevin Fischer, was born in CT and moved to Naples in the late 70's. ”AJ” has been awarded some of the top real estate honors in the country. Together, they have built the "AJ" Fischer Team to be one of the top teams in the country. Their two "Real Estate Centers" offer a full service rental, mortgage, title and residential sales divisions.

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Aadvisor Realty Inc. real estate and homes for sale in Naples, Bonita Springs and Estero Florida

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