Bonita Springs, Estero and Naples real estate and homes for sale in Florida, golf course properties, waterfront properties - AJ Fischer and The Fischer Team, REALTORS® AJ Fischer and The Fischer Team REALTORS(r) for Naples, Bonita Springs and Estero, Florida real estate, golf course properties, waterfront properties - NUMBER1EXPERTS™ AJ Fischer and The Fischer Team NUMBER1EXPERTS(tm) for Naples, Bonita Springs and Estero, Florida real estate, golf course properties, waterfront properties

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AJ Fischer and The Fischer Team, REALTOR®, real estate agents and broker for Naples, Bonita Springs and Estero Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
Looking for the right property or to find the best golfing while visiting here, just give us a call at 800-832-0221.







Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Old fashioned customer service
It was refreshing to work with a realty company whose out to provide the buyer or seller with old fashioned customer service.
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AJ Fischer and The Fischer Team are some of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Naples, Bonita Springs and Estero Florida home buying, real estate listings, and homes for sale in Collier County, FL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Naples, Bonita Springs and Estero REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Disclosure Laws >Avoiding Delays During Escrow

Unforeseen problems can arise during escrow, and closing dates are never set in stone! Lenders, appraisers, title attorneys, credit check services, or anyone who is involved in the transaction could potentially delay a closing. Stay in close touch with your real estate agent, who will notify you of deadlines and help you deal with delays.

Well-written sales contracts are the key to avoiding problems during escrow. For example, provisions can be included in the agreement that require the buyer to provide evidence of sufficient funds for down payment and closing costs, or to present proof of the ability to obtain homeowner's insurance. Because of new restrictions on insurance policies, the mortgage lender may require insurance before funding the loan.

There is also a section in the sales contract wherein the seller makes a warranty to the buyer of the condition of the property. It is important to make sure that this clause is modified to reflect the seller's transfer disclosure statement. If this is not done, the seller could be required to repair items that are found to be dysfunctional or faulty, and this could add time to the escrow period.

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Real Estate Trivia
Q 
What has been described as the world's most beautiful building?

A 
The white marble Taj Mahal in India was built by the Mogul emperor Shah Jahan (1631-53) to enshrine his favorite wife.
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As soon as we list another home for sale, we'll email you. You'll know first.
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AJ Fischer and The Fischer Team, REALTOR®, real estate agents and broker for Naples, Bonita Springs and Estero Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

"AJ" Fischer and The Fischer Team
Aadvisor Realty Inc.

South Office - 7083 Radio Road
Naples, FL. 34104
Toll Free: 800-832-0221
Phone: 239-455-4177
Fax: 239-455-2303
Email: ajfischer@NUMBER1EXPERT.com

“AJ” Fischer's success has been built on her experience, knowledge and love for what she does. Not every agent is a like and, AJ is way above the crowd. AJ began her career in 1986 in Naples after a successful career in the building industry. She has lived in Naples since 1974 coming from Miami Florida. Her partner in life and business, Kevin Fischer, was born in CT and moved to Naples in the late 70's. ”AJ” has been awarded some of the top real estate honors in the country. Together, they have built the "AJ" Fischer Team to be one of the top teams in the country. Their two "Real Estate Centers" offer a full service rental, mortgage, title and residential sales divisions.

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Aadvisor Realty Inc. real estate and homes for sale in Naples, Bonita Springs and Estero Florida

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